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About Paywize
INDIA'S FIRST AI-POWERED FINTECH OS
We're building payment technology infrastructure that helps businesses integrate with licensed banking and payment partners across India's digital economy.
Our Journey
THE STORY BEHIND
PAYWIZE
Paywize was founded in 2023 with a bold mission: to simplify the fragmented Indian payment ecosystem through a unified payment technology platform. Our founders saw firsthand how businesses struggled with disconnected banking systems, opaque routing logic, and unreliable payment rails.
What started as an API integration layer between banks and businesses has evolved into Paywize's API-first payment technology platform, enabling payout and collection workflows, reconciliation, and operational controls through a unified integration layer.
Today, Paywize powers millions of transaction workflows daily for startups, marketplaces, and regulated businesses across India. Our AI-driven smart routing technology is designed to improve routing efficiency, transaction success, and operational visibility across integrated payment workflows.
While our compliance - focused technology helps businesses support regulatory and operational requirements through integrations with licensed partners.
What Drives Us
MISSION, VISION & VALUES
Our Mission
To democratize payment technology infrastructure, making enterprise-grade payment technology capabilities accessible to businesses across India.
Our Vision
A connected payments ecosystem where businesses can orchestrate payment workflows securely, intelligently, and efficiently through technology integrations.
Speed-First
We believe in sub-second everything — from API responses to decision-making.
Trust by Default
Security and compliance aren't afterthoughts — they're foundational to every line of code.
Partner Obsession
Our partners' success is our success. We build for their needs, not just our roadmap.
AI-Native Thinking
We apply intelligence to every layer — routing optimisation, operational risk monitoring, reconciliation, and beyond.
By The Numbers
POWERING INDIA'S PAYMENT TECHNOLOGY
0M+
Transaction Workflows Enabled
0+
Banking Partners
0%
Uptime Guarantee
0+
Active Merchants
Our Journey
KEY MILESTONES
2023 Q1
Founded in Bengaluru
Paywize Technologies was incorporated with a vision to unify India's payment infrastructure.
2023 Q3
First Banking Partnership
Integrated with our first banking partner to launch payout workflow APIs to early-stage startups.
2024 Q1
Collection Engine Launch
Expanded beyond payout workflows with a collection technology layer supporting integrations for UPI and other applicable payment methods through partner infrastructure, and more.
2024 Q2
Smart Routing 1.0
Launched AI-powered smart routing to optimize transaction success rates across banking rails.
2024 Q4
ISO 27001 Certified
Achieved ISO 27001 certification, reinforcing our commitment to information security.
2025 Q1
1000+ Merchants Milestone
Crossed 1,000 active merchants and 100M+ transaction workflows enabled on the platform.
Visit Us
OUR OFFICE
Bengaluru Headquarters
Paywize is a technology platform that enables businesses to integrate with licensed banking and payment partners. Regulated financial services are provided by licensed partner institutions.